Private Investigator Near Me – 5015 Madison Ave Unit #A90 Sacramento, CA 95841
Insurance Investigations Sacramento - Licensed Private Investigator for Insurance Companies & Defense Counsel
Lance Casey & Associates helps insurance companies and insurance defense attorneys uncover the truth about suspicious claims. We serve clients throughout Sacramento County and Northern California.
With over 25 years of experience and a background in law enforcement, we provide court-ready evidence that holds up under scrutiny. Our California Private Investigator License #27617 gives you confidence that every investigation meets legal standards.
We work with insurance companies, claims adjusters, and insurance defense attorneys in Downtown Sacramento, Midtown, Roseville, Elk Grove, and Folsom. Our investigations save insurance companies thousands of dollars by identifying fraudulent claims before they pay out.
What Is an Insurance Investigator?
An insurance investigator examines suspicious claims to determine if they are valid or fraudulent. We gather evidence, interview witnesses, and verify facts to protect insurance companies from financial loss.
Our team investigates claims suspected of fraud. This includes staged accidents, arson, exaggerated injuries, and false disability claims. We use surveillance, social media checks, and database research to uncover the truth.
Insurance investigators work for insurance companies or third-party firms like Lance Casey & Associates. We specialize in auto accidents, workers compensation, health insurance fraud, and property damage claims.
Our investigations help ensure that legitimate claims get paid fairly while fraudulent claims get denied. We serve insurance defense law firms along Capitol Mall and work closely with claims departments throughout the Sacramento region.
When insurance companies need someone they can trust, they call us. We provide detailed reports and expert testimony in court when cases go to trial.
What Triggers an Insurance Investigation?
Insurance companies flag claims that don’t add up. Red flags include injuries that seem worse than the accident, changing stories, or suspicious timing.
When a claim gets flagged, insurance investigators step in. We may follow you to medical appointments to see how you walk, sit, or move. We stake out your home to photograph daily activities like checking the mail or taking out trash.
Social media posts often trigger investigations too. If you claim a back injury but post videos of yourself skiing, that creates questions. We document these inconsistencies for our clients.
Large claims, prior claim history, and witness statements that conflict all trigger investigations. Insurance adjusters know that some people exaggerate injuries or stage accidents to collect money.
We conduct surveillance throughout Sacramento County. This includes monitoring activities at Arden Fair Mall, American River Parkway, and Cal Expo. Workers compensation cases at events and public spaces require careful documentation.
Our team has investigated claims in Natomas, Carmichael, and Rancho Cordova. We know the area well and blend in during surveillance operations.
Why Would an Insurance Investigator Come to Your House?
Insurance companies rely on private investigators to verify claims. They want to ensure that the injuries you reported match what you can actually do in daily life.
We might watch your home to see if you’re lifting heavy objects, walking without assistance, or doing yard work. If you claimed a disability that prevents these activities, this evidence matters in court.
Surveillance might feel intrusive, but it is legal in California. We stay on public property and only document activities visible to anyone passing by. We follow all legal guidelines during every investigation.
Home surveillance happens in neighborhoods throughout Sacramento County. We’ve conducted investigations in Fair Oaks, Citrus Heights, Carmichael, and Natomas. Our investigators are trained professionals who remain undetected during surveillance operations.
The goal is simple: verify that your claim matches reality. Insurance companies pay legitimate claims without hesitation. Fraudulent claims cost everyone money through higher premiums.
How Insurance Investigators Investigate Claims
We start by gathering evidence from police reports, medical records, and witness statements. This gives us a baseline understanding of the claim and what needs verification.
Surveillance is a key tool. We follow claimants to document their actual capabilities versus what they reported. We photograph and videotape activities that contradict claimed injuries or disabilities.
Background checks reveal prior claims, criminal history, and patterns of suspicious behavior. We use databases and public records to check for red flags that indicate potential fraud.
Social media analysis uncovers posts, photos, and check-ins that contradict injury claims. People often forget that their online activity is public and can be used as evidence.
We conduct interviews with witnesses, neighbors, and medical providers. These conversations often reveal inconsistencies in the claimant’s story. We document everything for our reports.
Scene inspections help us understand accident claims. We visit locations throughout Sacramento, from Old Sacramento tourist areas to Rancho Cordova industrial zones. We photograph conditions, measure distances, and look for evidence of staging.
Our investigators cross-reference data from multiple sources. We compare medical records to surveillance footage, social media to witness statements, and police reports to scene evidence.
Every investigation ends with a detailed report. We provide court-ready documentation that insurance defense attorneys can use at trial. Our testimony has helped insurance companies win cases throughout Northern California.
Is It Legal for Insurance Investigators to Follow You Around?
Yes, surveillance is legal in California when conducted properly. We can follow you, photograph you, and videotape you in public places.
We stay on public property and only document activities visible to the public. We don’t trespass, break into your home, or use illegal recording devices.
California law protects your privacy inside your home. But once you step outside or appear in public view, you have no expectation of privacy. This makes surveillance a powerful legal tool for insurance investigations.
Our team follows all legal guidelines during investigations. We’ve worked with insurance defense attorneys for over 25 years and know exactly what evidence holds up in court.
Legitimate surveillance protects insurance companies from fraud while ensuring that honest claimants receive fair treatment.
Can Insurance Investigators Tap Your Phone?
No, an insurance investigator cannot tap your phone – ever. Phone tapping is illegal and requires law enforcement authorization through court orders.
Tapping a phone should not be confused with recorded statements. Many insurance companies routinely record phone conversations with claimants. This is legal when at least one party to the conversation knows about the recording.
We use legal methods to gather evidence. This includes surveillance, public records research, social media analysis, and witness interviews. We never break the law to gather information.
If someone claims an investigator tapped their phone, they should report it to law enforcement immediately. Legitimate investigators like Lance Casey & Associates never engage in illegal wiretapping.
Our reputation depends on conducting ethical, legal investigations. Insurance companies and insurance defense attorneys trust us because we do things the right way.
Types of Insurance Fraud Cases We Investigate
Workers Compensation Fraud
Employees who claim workplace injuries but continue working other jobs. We’ve investigated cases at Cal Expo events, construction sites in Folsom, and warehouses in Rancho Cordova. Our surveillance catches claimants performing physical activities they claimed were impossible.
Disability Claim Fraud
People who exaggerate injuries to collect disability benefits. We document their actual capabilities through surveillance and activity monitoring. Cases in Roseville and Elk Grove often involve claimants who claim they cannot work but maintain active lifestyles.
Auto Accident Fraud
Staged accidents and exaggerated injuries cost insurance companies millions. We investigate suspicious collisions throughout Sacramento County. Our reports help insurance defense attorneys prove that accidents were staged or injuries were overstated.
Property Damage Fraud
Arson for insurance money and inflated damage claims require thorough investigation. We examine fire scenes, interview witnesses, and review financial records. We’ve worked cases in Downtown Sacramento, Midtown, and surrounding areas.
Medical Billing Fraud
Healthcare providers who bill for services never rendered or perform unnecessary procedures. We work with insurance companies near UC Davis Medical Center and throughout the region to verify treatment claims and prevent fraudulent billing.
Why Insurance Companies and Insurance Defense Attorneys Choose Lance Casey & Associates
We bring 25 years of private investigation experience to every case. Our background in law enforcement gives us the skills to conduct thorough, legal investigations that produce results.
California Private Investigator License #27617 ensures that our work meets all legal and professional standards. Insurance defense attorneys trust our evidence because it holds up under cross-examination.
We provide expert testimony in court when cases go to trial. Our professional appearance and detailed knowledge of investigation methods strengthen your case in front of judges and juries.
Fast turnaround times mean you get the evidence you need quickly. We understand that insurance claims have deadlines and legal proceedings move fast.
We serve all of Sacramento County and Northern California. Whether your case is in Downtown Sacramento, Roseville, Folsom, or Elk Grove, we respond quickly and conduct thorough investigations.
Ready to Verify a Suspicious Claim?
Contact Lance Casey & Associates today for a free consultation. We’ll review your case confidentially and provide a clear plan for investigation.
Insurance companies and insurance defense attorneys throughout Sacramento trust us to deliver court-ready evidence. Let us help you uncover the truth and protect your bottom line.
Complete our contact form or call our office to discuss your insurance investigation needs. We respond quickly and handle every case with professionalism and discretion.